Right to Buy
Find out if you could be eligible, what discount you might get and whether you can afford to buy – and how to take the next steps if you decide to apply.
The Right to Buy scheme helps eligible council and housing association tenants in England to buy their home with a discount of up to £84,600 outside London. The government Own your home website has lots of information about Right to Buy. We’ve pulled out some of the main points below to help you decide whether it’s an option for you.
Am I eligible?
Start by taking the eligibility quiz to see if you might be eligible for a Right to Buy discount.
Discount available
The discount available to you depends on how long you have held your tenancy (public sector tenancy) for. The maximum discount available is £96,000 (outside London).
Try the online calculator to see how much discount you may be entitled to.
Can I afford to buy my home?
You will need to find out the value of your home. You can use Zoopla home values estimator for a guided price.
- You may need a mortgage.
- You will need to pay for solicitors’ fees, survey costs, and a mortgage arrangement fee
- You will be responsible for the cost of all repairs to the property
- You will be responsible for service charges for maintaining any communal/shared areas
- You will be responsible for paying buildings insurance
We strongly recommend you look at property prices in your area and the mortgage amount you are likely to need before applying to buy your home.
Get in touch with us
To avoid any disappointment before submitting your application, please contact our sales team using the form below to check your eligibility.
How to apply
Visit the government Own your home website where it sets out 6 steps to apply – which includes completing the RTB1 application form. We’re required to process your application within a set time limit.
Buying a home can be a long processes, so it’s important to get started on your mortgage options early to save any delays in your application.
Check if you are eligible for Right to Buy
Contact us to check your eligibility before making your Right to Buy application.
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Are you eligible for Right to Buy? Click and complete this form
Please complete this form, and one of our sales team will be in touch to talk your application through with you.
Right to Buy